Rental Housing Loan
Provides financial assistance for moving from one rental housing to another. Can be used to cover up-front moving costs, realtor fees, security deposit, etc.
- 0% Interest loan up to $3,500
- 18 months repayment
- Application resources:
Homeowner Moving Expenses Loan
Help to cover moving expenses. Can be used to cover moving expenses for moving into ownership of a house or condominium
- 0% Interest loan up to $1,500
- 18 months repayment
- Application resources:
Home Emergency Hardship Loan
Financial assistance for certain types of housing related emergencies. Can be used to cover catastrophic rental and homeowner emergencies.
- 0% Interest loan up to $3,000
- 18 months repayment
- Application resources:
Employee Relief Loan/ Personal
Up to $5,000 or $10,000:
- No credit check
- 60 months repayment
- Lowest/competitive interest for a personal loan
- Up to $10K - 9.99% interest
- Up to $5K - 15.99% interest – Auto Pay Deduction Required
- Affidavit
Employee Mortgage Loan Program
- 97% Loan-to-Value (LTV) Mortgage Loan Program to empower employees to purchase a home with just a 3% down payment.
- Loan1: 80% Fixed-Rate First Mortgage.
- Loan 2: 17% Second Lien Mortgage:
- Adjustable rate
- 3/1 Hybrid Home Equity interest rate will be .25% lower than the 80% Fixed Rate First Mortgage
- No Private Mortgage Insurance (PMI)
- Contact the Mortgage Loan Program team at mortgages@ucumiami.org or visit Apply Now
